Rachel Balunsat · WeFi Partner

What if your bank paid you instead of charging you?

There was a time I followed the path I was shown, working within systems that never truly reflected me.

Then something shifted.

I discovered a different way to interact with money, one that lives on the blockchain, one that returns value to the people who participate in it.

A system where transparency replaces uncertainty, and participation creates reward.

Now I share this with those who feel it, those who sense there is more available.

Co-founded by Reeve Collins·Built on blockchain infrastructure·200,000+ users across 80+ countries

Rachel Balunsat, WeFi Partner

My Story

The more my life expanded, the less traditional systems made sense to me.

For years, I worked within systems we were taught to trust, even when they increasingly felt slow, outdated, and disconnected from how people actually live today.

As I built businesses online and connected with people around the world, I became increasingly aware of the limitations built into traditional banking.

The more I expanded creatively, spiritually, and professionally, the more I noticed how disconnected traditional banking felt from the way people actually live now.

I began looking for financial tools that felt more aligned with the speed, accessibility, and global nature of modern life.

And I knew there had to be something more aligned, not just for me, but for people everywhere seeking greater access, participation, movement, and ownership in the future of finance.

“I didn't need to be sold. I recognized where the world was heading.”

This wasn't about finding a better version of the old system.

It was about discovering a model designed for a more connected, borderless world, one where people can move more freely between systems, assets, and opportunities.

A different relationship with money. More fluid. More global. More aligned with modern life.

The Turning Point

A financial model where participation creates value.

Traditional banking has largely operated in one direction for decades: your participation primarily benefits the institution through fees, restrictions, lending, and limited access.

Blockchain technology introduced something fundamentally different: transparent systems where people can participate more directly in the movement and growth of the network itself.

That shift caught my attention.

What intrigued me about WeFi was the vision of creating a more seamless and globally connected financial experience, one designed to reduce friction between digital assets, borders, and participation.

Rather than forcing people into rigid systems, the infrastructure is designed to support greater flexibility, accessibility, and interoperability across a rapidly evolving digital economy.

Co-founded by Reeve Collins, one of the early architects behind USDT (Tether), WeFi represents a broader movement toward financial systems that are faster, more global, and increasingly user-centered.

“I believe we're witnessing the early stages of a major shift in how people interact with money.”

200K+
Users Worldwide
80+
Countries
Multi-Billion
Dollar Ecosystem
Global
Blockchain Infrastructure
Top Ranked
Digital Asset

Milestones

Proof that a new system can already be trusted.

Guinness World Record

Most-viewed blockchain live stream on YouTube.

PSP Licence, Central Bank of Canada

A real banking licence in a highly regulated market.

$WFI +900% in One Year

From $0.22 to a $2.3B FDV at all-time high.

Top 250 on CoinMarketCap

Currently around #222, pioneer of the Deobank category.

Beyond Banking Summit, Bangkok

2,000+ attendees gathered for the future of finance.

Deobank Category on CoinMarketCap

Officially validated as the pioneer of a new category.

What sets it apart

Four things that make
WeFi different.

01

The Economic Engine

$WFI Token

Limited supply. No pre-sale, no team allocation, no VC. 100% community-owned. +830% in 2025 with built-in supply controls over a 6+ year mining cycle.

02

Real Ownership

Bankshares

Hold ITO nodes and receive bankshares representing up to 5% equity in WeFi's core tech layer. Actual equity, not a metaphor.

03

50% Back To You

Profit Sharing

50% of all fee revenue flows back to the community — automatically, transparently, on-chain.

04

Daily Growth

Energy

Daily compounding rewards. 1 Energy = $1.27 USDT. Unlocks Deep Bonus, reduces fees, and accelerates your position over time.

What WeFi actually does

A complete bank,
rebuilt from the ground up.

Visa Debit Card

140M merchants, zero FX fees, virtual / plastic / metal options.

Full Banking Account

Crypto and fiat in one unified balance. Local and global accounts, SWIFT.

Up to 18% APY Savings

Real yield on stablecoins, transparent and on-chain.

Credit, No Paperwork

Collateralized and non-collateralized loans. Loyalty-based scoring.

Self-Custody

NFC card access, sovereign account. No one — not even WeFi — can touch your funds.

On-Chain Rewards

Every transaction fills the reward pool. Active users earn $WFI and Energy.

Official Partnership · April 28, 2026

Visa is building the future of banking with WeFi

This is not speculation. On April 28, 2026, Visa officially announced its partnership with WeFi — closing what both companies call "the last half mile" of onchain banking infrastructure.

  • Your crypto spends anywhere Visa is accepted — 140M+ merchants, zero conversion at point of sale.

  • You hold your own keys — full custody, full sovereignty, at all times.

  • Stablecoins live natively inside WeFi's infrastructure — your money stays yours, right up to the moment you spend it.

  • Personal IBANs rolling out as the platform scales — on-chain banking that works exactly like the account you already have.

  • Launching first across Europe, Asia and Latin America — expanding market by market, licence by licence.

"We want to connect new forms of value to payment experiences people are already familiar with."
Mathieu Altwegg · Visa Head of Product, Europe

Watch & Learn

See WeFi in action

Reeve Collins · WeFi Chairman

Co-founder of Tether explains the Deobanking vision

Annemarie Tolman · WeFi Partner

The big picture — why this matters right now

Who's behind it

Built by people who already shaped modern finance.

Reeve Collins

Chairman

Founder & Ex-CEO, Tether

Maksym Sakharov

Board Member

Co-Founder, Ex-CEO ExFlow

Khaled Suleiman

Board Member

Ex-CEO, National Bank of Abu Dhabi

Michael Batuev

Head of Payments

Ex-Wise, Tangem

Roman Rossov

Board Member

Ex-Product Director, Wise

Yusuf Mirakhmedov

Board Member

Ex-COO, TradeleAF

Philosophy

The old system was built to take.
This one was built to return.

For generations, banks borrowed your trust and your deposits — then paid you almost nothing in return. WeFi reverses the flow. When you participate, you become an owner. The yield, the governance, the upside — it all comes home.

How it works

Three quiet movements.
One profound shift.

01

You participate

Hold, save, or move your money through WeFi. No paperwork, no permissions — just sovereignty over your own assets.

02

The network rewards you

Every action contributes to the network. In return, the network shares its yield with you — transparently, on-chain, in real time.

03

You become an owner

Ownership isn't a metaphor here. You hold a real stake in the system you helped build. The more it grows, the more you do.

What we stand for

A bank that mirrors
the way you already live.

Thoughtful. Awake. Unwilling to keep funding a system that no longer reflects your values. WeFi was made for people like you.

Sovereignty

Your keys, your account, your life. No one can freeze, censor, or close it.

Transparency

Every flow is visible on-chain. No fine print. No hidden levers.

Yield

Earnings generated by the network return to the participants who power it.

Belonging

A community of people choosing a different relationship with money.

An honest filter

This may be for you if…

  • You've started questioning whether traditional banking systems are keeping up with the way people live and work today.

  • You value financial tools that offer more flexibility, accessibility, and global connection.

  • You're curious about blockchain and digital finance, but you're looking for something that feels practical, structured, and understandable.

  • You work, travel, or connect internationally, and you appreciate systems that reduce friction across borders and currencies.

  • You're interested in where finance, technology, and real-world utility are heading over the next decade.

  • You're open to learning about emerging systems that are designed to be faster, more transparent, and more participatory.

You weren't meant to be a customer.
You were meant to be an owner.

A real conversation

Ready to explore what's possible?

If you're curious, let's have a real conversation to explore whether this aligns with you — please reach out.

707.548.9321

Call or text — at your own pace